CyberSandberg

Getting out of debt

Treat debt as a math problem: list what you owe, pick a payoff order and keep going.

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Cyber Finance

Four signs it's a scam, and what to do next

The FTC's four signs of a money scam: an imposter, a problem or prize, pressure to act now and an odd way to pay, plus what to do next. Classroom version and Kitchen Table Talk. Read the article

Coming soon

These guides are planned. They are not published yet, so they are not links.

Coming soon

Two ways to pay off more than one debt

Smallest balance first or highest rate first, the trade-off the CFPB lists, how to spot debt relief scams and where to get free or low-cost help. Classroom version and Kitchen Table Talk.
Coming soon

Your credit file is a lock you can close

What a credit freeze does and doesn't do, why it's free, freezing at all three bureaus, lifting it, freezes for children, and freeze vs. fraud alert vs. lock. Classroom version and Kitchen Table Talk.
Coming soon

Someone used your identity. Here's how to recover.

Report it and get a recovery plan, stop new damage, dispute charges, clean up your credit reports and handle IRS letters. Includes a 10-minute lesson.
Coming soon

Identity theft recovery: where do you start when someone uses your name?

Sort recovery-step cards by what each helps with, then draw a paper recovery log with a made-up example. Classroom version and Kitchen Table Talk.
Coming soon

Make your debt list

Coming soon

Using a credit card without carrying a balance

Kitchen Table Talks in this topic

Short questions to talk through at home, one set for each piece.

All Finance guides and lessons

CyberSandberg provides general education, not personalized financial advice. We are not a registered investment adviser. See our disclaimers.